The secure foundation for digital payments, fully regulated and controlled
KUARIO stands for simplicity. One integrated platform, one management portal and effortless payments across self-service devices worldwide, from printing and vending to laundry and POS systems. Users always pay the right amount, while KUARIO stays in control.
To keep this experience secure and scalable, we partnered with KUARIO, taking the regulatory load off their shoulders without slowing them down. We manage the regulated wallet infrastructure, customer identification (KYC), onboarding and outpayments, so KUARIO can focus fully on its platform and customers. Everything else runs smoothly in the background.
KUARIO, part of XPP, is a Dutch fintech and IT platform that helps organisations manage payments on self-service devices such as printers, vending machines and laundry machines. Users pay through a digital wallet, an online balance they top up once and spend across all KUARIO-enabled devices with the payment methods they prefer.
KUARIO uses closed-loop wallets, meaning the balance can only be spent within a specific organisation or environment. This is ideal for schools, industry, offices and campuses, where controlled, secure and consistent pricing matters.
With one platform managing all wallets, every user automatically receives the right price and access. Organisations gain full control, clear insights, easy setup and minimal effort.
KUARIO is used in schools, industry, offices, retail and semi-public environments, anywhere self-service needs to be fast, secure and easy.
KUARIO offers both product-limited and organisation-limited closed-loop wallets. To operate across the European Economic Area (EEA), the UK and Switzerland, a financial licence is required, which KUARIO did not hold themselves.
When their previous licence partner was acquired, KUARIO needed a new partner to take over quickly and smoothly without disrupting operations.
Onboarding was also a challenge. The previous customer identification (KYC) process was slow and complex, causing long waiting times and customer drop-off. We developed an efficient onboarding process that fully complies with laws and regulations.
Together with KUARIO, we ensured their wallet programme remained secure and was ready for further growth. We took over the financial licence and wallet services quickly and seamlessly, keeping operations running without interruption.
A key focus was onboarding. We worked closely with KUARIO to streamline the KYC journey, remove unnecessary complexity and implemented fast, reliable processes. Short communication lines between both teams made alignment and optimisation easy.
Together with KUARIO, we have built a strong, scalable and compliant foundation for wallets in self-service environments. Users pay effortlessly across all devices, while KUARIO stays in control and focuses on growing its platform.
With scalable wallets, smooth onboarding and a trusted financial partner in Intersolve, KUARIO is ready to expand across multiple regions and continue delivering fast, reliable self-service privilege payments.
